ENISA – Préstamos participativos

State participative loan with no collateral requirement, often used to document the own contribution in a grant application. IMPORTANT CONDITION: the company's equity must be at least as large as the loan amount. Above EUR 300,000, audited accounts are required. All sectors except real estate and finance. Separate programmes exist for climate, women entrepreneurs, agri-food and culture.

Official call →

1. Describe the idea. Company name and a few sentences about the project — registration number and sector are fetched from the registry.
2. Check your chances. Granteon assesses the project against the criteria in ENISA – Préstamos participativos and tells you honestly whether it can be won — before you write.
3. Write the application. The AI writes from your own facts, scores the draft like an award committee, and delivers it field by field within the portal's character limits.
4. Complete the financing. Your own contribution is calculated. You can obtain a signed conditional commitment from an investor, and find consortium partners when the call requires them.
5. Deliver and report. Reporting plan, draft reports and budget tracking after the award — until the final report is filed.

Start free with ENISA – Préstamos participativos →

The first application is free. After that, NOK 990 per completed application — you only pay when you actually apply. You submit it yourself, and the application is yours.

Who can apply for ENISA – Préstamos participativos?

The scheme is open to applicants in Spain. Granteon checks the remaining requirements against your organisation free of charge.

How much can you get from ENISA – Préstamos participativos?

€25 000 – €1 500 000. Funding rate: Loan without collateral. The interest has two parts: Euribor plus a margin, and a performance-dependent part. Opening fee 0.5%, repayment up to 7 years, grace period up to 2 years..

When is the application deadline?

Løpende — ingen frist publisert. Follow the scheme in Granteon and we email you when a new call opens.

What does Granteon cost?

The first complete application is free. After that it costs NOK 990 per completed application — not per month and not per user, so a company that does not apply pays nothing. Finding schemes and following deadlines is always free and needs no account.