Innovasjon Norge – Lavrisikolån
Innovasjon Norge
Long-term loan for SMEs, and larger companies meeting the financial criteria, co-financed with the company's bank. Covers up to 50 % of capital needs and requires sound finances and good security. Rate from 5.90 % for new loans from 12.05.2026; no amount is published.
From idea to completed grant — five steps
- Describe the idea. Company name and a few sentences about the project — registration number and sector are fetched from the registry.
- Check your chances. Granteon assesses the project against the criteria in Innovasjon Norge – Lavrisikolån and tells you honestly whether it can be won — before you write.
- Write the application. The AI writes from your own facts, scores the draft like an award committee, and delivers it field by field within the portal's character limits.
- Complete the financing. Your own contribution is calculated. You can obtain a signed conditional commitment from an investor, and find consortium partners when the call requires them.
- Deliver and report. Reporting plan, draft reports and budget tracking after the award — until the final report is filed.
Start free with Innovasjon Norge – Lavrisikolån →
Granteon is free — including complete applications. You submit it yourself, and the application is yours.
Questions and answers about Innovasjon Norge – Lavrisikolån
Who can apply for Innovasjon Norge – Lavrisikolån?
The scheme is open to applicants in Norge. Granteon checks the remaining requirements against your organisation free of charge.
How much can you get from Innovasjon Norge – Lavrisikolån?
Varierer. Funding rate: Inntil 50 % av kapitalbehovet — nominell rente fra 5,90 %.
When is the application deadline?
Løpende. Follow the scheme in Granteon and we email you when a new call opens.
What does Granteon cost?
Nothing. Granteon is free while we build the user base — including complete AI applications. Finding schemes requires no account.
Similar funding schemes
EU-backed loans, guarantees and equity delivered through local banks and VC funds — not a grant, but often the fastest…Innovasjon Norge – Oppstartstilskudd 1 — Innovasjon Norge
For genuinely new limited companies (AS) under 5 years old with growth ambitions. Pays up to NOK 150,000 (≈€12,900…Regionale forskningsfond (RFF) — Regional research funds Norway
Regional funds supporting company and municipal R&D projects — lower threshold than national schemes, good first step…DOGA – Designdrevet innovasjonsprogram (DIP) — DOGA
Funds design-driven innovation projects where user insight shapes new products and services.Vinnova – Innovative Startups & thematic calls — Vinnova (Sweden)
Sweden's innovation agency: startup grants (~SEK 300k), thematic innovation calls and international programmes.
Language: Norsk · English