Startuok — soft loans with a grant element for young and small businesses (Paskolos „Startuok")

The most accessible growth finance for a Lithuanian company under three years old, and unusual in combining a soft loan with a grant that writes off up to 20 % of the principal. Applicants need SME status plus one qualifying characteristic: trading no longer than 3 years; a social-impact project under 5 years old; Ukrainian-owned and founded after 24 February 2022; or under 5 years old with a majority owner aged 55+. The grant decision is taken together with the loan decision, so the application must justify both.

Official call →

1. Describe the idea. Company name and a few sentences about the project — registration number and sector are fetched from the registry.
2. Check your chances. Granteon assesses the project against the criteria in Startuok — soft loans with a grant element for young and small businesses (Paskolos „Startuok") and tells you honestly whether it can be won — before you write.
3. Write the application. The AI writes from your own facts, scores the draft like an award committee, and delivers it field by field within the portal's character limits.
4. Complete the financing. Your own contribution is calculated. You can obtain a signed conditional commitment from an investor, and find consortium partners when the call requires them.
5. Deliver and report. Reporting plan, draft reports and budget tracking after the award — until the final report is filed.

Start free with Startuok — soft loans with a grant element for young and small businesses (Paskolos „Startuok") →

Granteon is free — including complete applications. You submit it yourself, and the application is yours.

Who can apply for Startuok — soft loans with a grant element for young and small businesses (Paskolos „Startuok")?

The scheme is open to applicants in Litauen. Granteon checks the remaining requirements against your organisation free of charge.

How much can you get from Startuok — soft loans with a grant element for young and small businesses (Paskolos „Startuok")?

Inntil €3 000 000. Funding rate: Investment loans up to EUR 3m over 10 years; working capital up to EUR 200 000 over 3 years. 50 % discount on the interest rate for businesses trading no longer than 3 years, 70 % for social-impact projects, Ukrainian-owned companies founded after 24 February 2022, and companies with a 55+ majority owner. A grant of up to 20 % of the loan can be written off against the principal.

When is the application deadline?

Rolling — applications assessed in order of receipt, within 30 working days. Follow the scheme in Granteon and we email you when a new call opens.

What does Granteon cost?

Nothing. Granteon is free while we build the user base — including complete AI applications. Finding schemes requires no account.